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by Caroline Rudin, LMSW MS.Ed.
These goals that we create are made with the best of intentions, we are feeling optimistic, excited even, to achieve these quests within the next three hundred sixty five days. Some people set goals to lose weight, redesign their spaces, or make all new friends to socialize with. Often, these goals are created using all-or-nothing language: I am going to lose thirty pounds. I am going to purchase all new furniture, paint, and decor. I am going to go out every single weekend. This wording leaves very little room for reality and the potentially difficulties we may encounter. What happens when this newfound hope turns into acknowledging that this goal may be out of reach?
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By Sharon Grand, Ph.D.  If the holidays are over and you are wondering how you will pay your rent or mortgage over the next few months, or staring at your credit card bill with a sinking feeling in your heart, it’s important to know that you are not alone! Money blues after the holidays is an experience shared by many, especially here on Long Island where the cost of living is significantly more than the national average.
Often after overspending for the holiday, we blame ourselves for being irresponsible. We may hold resentment towards our spouse for their choices, or our wealthier family members for not understanding. There are moments where we may become overwhelmed with feelings of shame, anger, and stress. Olivia Mellan, the author of the book “Money Harmony: Resolving Money Conflicts in Your Life and Relationships” notes in a 1994 article that “It is important for people not to beat themselves up for having screwed up again. It won’t help you change and it won’t pay the bills. The important thing is to forgive yourself and take action.” by Rukiya Symister, M.A.
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